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2026 Feature Comparison

HoneyBook: $75 in Fees on a $5,000 Wedding Payment

Processing fees add up fast when you're collecting $3,000-10,000 per wedding. 12img keeps fees transparent.

$75 processing fee on a $5,000 wedding payment.

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The Problem with HoneyBook

HoneyBook processes payments internally and charges processing fees that are higher than standard Stripe rates. On a $5,000 wedding payment, that's $75+ in processing fees taken from the photographer.

HoneyBook

Higher fees

12img

Standard Stripe rates

Processing Fees Comparison

Feature-by-feature breakdown for processing fees

Feature12imgHoneyBook
Transparent processing feesYesNo
Standard Stripe ratesYesNo
Fast settlement (2 days)YesLimited
No platform fee on paymentsYesNo
Client tippingYesNo
Invoice trackingYesYes

Side by Side

What HoneyBook Does

Transparent processing fees
Standard Stripe rates
Fast settlement (2 days)(limited)
No platform fee on payments
Client tipping
Invoice tracking

What 12img Does

Transparent processing fees
Standard Stripe rates
Fast settlement (2 days)
No platform fee on payments
Client tipping
Invoice tracking

Frequently Asked Questions

How much does HoneyBook charge in processing fees?

HoneyBook charges processing fees on every payment. On a $5,000 wedding collection, photographers report paying $75+ in processing fees. Over a 30-wedding season, that's $2,250+ in fees alone.

What are 12img's payment processing fees?

12img uses Stripe for payment processing at standard Stripe rates (2.9% + $0.30 per transaction). No additional platform fee. Stripe handles security, compliance, and fast settlement.

Can I collect wedding payments through 12img?

Yes. Create professional invoices with Stripe payment links. Clients pay via credit card or ACH. Funds arrive in your bank account within 2 business days at standard Stripe rates.

Keep more of every payment

Standard Stripe rates. No platform fees. Start free.

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