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The lesson: do not charge by the hour for weddings. Ever. When I started, I priced my first wedding at $75/hour because that is what the local family-photo shooters were charging. Eight hours of coverage, $600. Felt fair. What I did not count: - Two hours of pre-event prep (ge

The mistake: I had two card slots in my body but I was writing JPEG to slot 2 and RAW only to slot 1. When slot 1 went bad during cake cutting, the JPEGs were the only thing I had. What I did at the moment: 1. Stayed calm — the bride could not know. 2. Switched bodies, kept sho

The actual answer: $1M general liability + $1M equipment, minimum. Most photographers I see are underinsured. The cheap "starter" policies at $200/year usually cap at $300k general liability. That sounds like a lot until a venue requires $1M and you have to scramble to upgrade w